Hudson Valley Musing

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Dutchess County residents do you have flood insurance?

Dutchess County residents do you have flood insurance?

Do you have flood insurance? Today finally it stopped snowing so I ventured out to the store to replenishFlood insurance my cupboards.  Driving along I saw evidence of melting snow, and standing water now in areas I have not noticed before.

Since I am a Realtor immediately I started thinking about flooded basements.  Then I wondered how many  have flood insurance, and how costly it will be for those without coverage.

The mistake many makes is in thinking that flood just don't happen in their area, the truth is floods can happen anywhere, lots of snow having no place to go or a clogged drain pipe is all it takes.

So take a look at a few  flood scenarios and if you don't have flood coverage you might be convinced to do so and protect one of your most valuable assets.

Based on where you live you might want to see if you qualify for the National Flood Insurance.

 

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JFIVE HOMES REALTY LLC - 845-758-6842- jennifer@jfivehomes.com  and www.jfivehomes.com  

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  Jennifer Fivelsdal  |   Real Estate Broker  |  jennifer@jfivehomes.com  www.jfivehomes.com  or  www.midhudsonhomevalue.com

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Comment balloon 11 commentsJennifer Fivelsdal • February 28 2010 11:42PM

Comments

Jennifer:  These days, with the crazy weather, flood insurance would be a great thing to have.  Trouble is, nobody thinks of it until it's too late.  Great reminder for your readers !

Posted by Karen Anne Stone, Fort Worth Real Estate (New Home Hunters of Fort Worth and Tarrant County) over 8 years ago

There are many homes in my area that are getting water due to all the snow and rain at the same time. It is never fun dealing with water issues!

Posted by Bill Gassett, Metrowest Massachusetts Real Estate (RE/MAX Executive Realty) over 8 years ago

Karen that is always the cause flood insurance comes to mind when the damage has been done.

Posted by Jennifer Fivelsdal, Mid Hudson Valley real estate connection ( JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571) over 8 years ago

Bill that is true water issue is a real pain and then you have to be concern about mold issue.

Posted by Jennifer Fivelsdal, Mid Hudson Valley real estate connection ( JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571) over 8 years ago

Jennifer~

Good idea to look into flood insurance. Thanks for the reminder.

Posted by . 4Terra Land Brokers .. 828-776-0779 Asheville NC, What's Most Important to YOU? Call(828)-776-0779 ( REAL ESTATE RESOURCES & NETWORK ) over 8 years ago

We have a few areas here that qualify for flood insurance. A good reminder to at least check to see IF you need it.

Posted by Robert L. Brown, Grand Rapids Real Estate Bellabay Realty, West Mic (www.mrbrownsellsgr.com) over 8 years ago

JaneAnne this is one of those that is easy to overlook but can be so costly.

Robert I suppose you are talking about the National Flood Insurance but even outside of those areas floods can occur.

Posted by Jennifer Fivelsdal, Mid Hudson Valley real estate connection ( JFIVE Home Realty LLC | 845-758-6842|162 Deer Run Rd Red Hook NY 12571) over 8 years ago

Jennifer... this is a topic that we are encountering more and more. Snow melting and water seepage, yikes, and to think in our area it is really cheap for most homes, no reason not to get it.

Posted by Kim Sellers, Lake Arrowhead Realtor - BRE#01412099 - Lake Arrow (Lake Arrowhead, CA Coldwell Banker) over 8 years ago

Jennifer - My thought exactly right now.  It's going to become a bigger mess as the days go by and the temperatures get warmer.  Now may be a good time to revisit some of our buyer deals that are pending sales.

Posted by Carol Culkin, Overland Park (Reece & Nichols) over 8 years ago

Jennifer it is a great idea to have Flood Insurance if you are in an area that is prone to flooding.  In fact if you are doing a loan and are in a Flood Plain, we can't do the loan unless you take out Flood Insurance.  But Flood Insurance can be very costly, but not as costly that a flood can cause.

Posted by George Souto, Your Connecticut Mortgage Expert (George Souto NMLS #65149 FHA, CHFA, VA Mortgages) over 8 years ago

Jennifer,
It's always alert and remind people about these important factors, hope that all of them are ok :) good blog !

Posted by Ray Saenz, Homes for Sale in Laredo, TX - Texas, Realtor (Exit Realty Laredo) over 8 years ago

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